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Small businesses and even individuals with a lot of checking activity could benefit from printing their own checks with MICR toner. Printing your own checks increases your security, provides flexibility to change accounts without worrying about pre-printed checks and provides convenience for business needs. In order to successfully print checks and have them accepted by banks you need to use MICR, or magnetic toner. MICR, or Magnetic Ink Character Recognition toner uses magnetic ink and special fonts to create information on the check line that machines can read. MICR is used to print accounting and routing information at the bottom of bank checks and other negotiable instruments.
What is a MICR Toner Cartridge?
MICR Cartridge is a specialty cartridge that allows you to properly print checks that will be accepted at any bank. MICR toner prints checks using special typefaces and ink to create the numbers and symbols at the bottom of checks.
How Does MICR Toner work in Check Processing?
After your check is printed and deposited, it travels through readers in the check clearing system. As the check goes through the reader, a magnetic charge is sent to the check which allows the machine to read the information contained on the MICR or bank line of the check. This is where the bank routing and account numbers are located. If you use regular toner on your checks, the machines will not be able to read the check, causing the check to be rejected. At this point, an additional fee is charged because a person has to manually clear the check.
How is MICR Toner Different than Laser Toner?
MICR toner is similar to laser toner but has a key difference. A MICR cartridge contains an iron oxide that permits bank electronic processing equipment to read the bank line information on your printed check.
Why should I Use MICR in Laser Check Printing?
By using MICR to print your checks, you save on purchasing pre-printed checks. You can print checks wherever you are and you don't have to worry about wasted checks if you change accounts. Your blank check stock gives you flexibility to add, change or delete bank accounts without worrying about wasting or keeping track of old, pre-printed checks, a major security concern. You can also save money by keeping only one supply of checks on hand for all your checking needs, saving on inventory. You can also incorporate a logo or signature in your printing.
It's important to make sure you are using quality MICR toner during printing because if you don't the banks could reject your checks, causing rejected fees to pile up. If a machine can't read your check, then you will be charged a fee for each rejected check. However, you do not have to use original equipment manufacturer ink, you can use remanufactured or other ink, just make sure it is MICR ready and you get it from a reliable source.
Looking to find the best deal on MICR Toner, then visit Inkcarts.com to find the best MICR Toner Cartridges for you.
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