Use MICR Toner to Print Your Checks - Secure Your Checks the Easy Way

How many of you out there in cyberspace today own their own business? My guess is that almost half or maybe even more than that do own their own business. If you do own or manage a business, my guess is that you deal with checks on a daily basis right?

Now we get to my second question in this article, how many of you print your own checks? Again, my guess is that the majority of you DO print your own checks and knowingly, if you are smart about it, you are using MICR toner to make those checks secure.

Today we will be discussing a little bit about MICR toner and the benefits of using this type of toner to print your checks for your business. Maybe even some of you who are reading this and don't own a business will probably consider using MICR toner and printing your own personal checks to save you money and add a personal touch.

First we should provide an explanation of just what exactly MICR toner is, MICR is actually an acronym for Magnetic Ink Character Recognition. The MICR toner is a special type of printing which is used for encoding, sorting and reading the checks and deposit slips at banks.

The MICR toner cartridge characters are easily recognizable by the series of numbers that are on the bottom of a check that the banks will use to process and route the payments. In using this specialized MICR toner, each and every font character is magnetically charged and read by a couple of very fast speed machines, which in turn will convert the Magnetic Toner's charge into the digital data which you will see.

Each check that is deposited into an account is sorted and read many times over by these high speed and high powered machines, so you can be rest assured that a high quality MICR toner is very important to the whole process.

Now you might be asking yourself what are the benefits to you as a client using a MICR laser check system? Many people have said that they have noticed the following benefits since switching to MICR printing:

- They have noticed that the MICR laser check processing gives them a much higher and more thorough sense of security.

- They have noticed a reduction in costs because of the fact that they could control the pre-printed check stock, therefore reducing needless inventory.

- They find that setting up a MICR Laser check is an easy one-step procedure that will add the bank identification, payee info, signatures, logo, and finally the MICR line to the check, all child's play say these happy clients.

- The customers have also stated that they love the fact that they have the freedom to change, delete or add new bank accounts when they have to without having to order new check stock and waiting forever for the new checks to come in.

- The customers have also raved that they have found that they have much less exposure to check fraud then they had before.

To Learn more about MICR Toner and Secure Check Printing with MICR Toner Cartridges visit our website by Clicking Here.

How to Print Checks Using MICR Toner

Printing checks in-house rather than purchasing pre-printed checks may be a great way for businesses and individuals to cut costs on office supplies. Small businesses and individuals issuing many checks and bank deposits may find they can print their own checks at a fraction of the cost of buying new check books. Most standard printers are capable of being equipped to print MICR check lines, with the help of a few printer accessories.

Checklist of MICR Printer Add-Ons

Modern improvements in MICR check printing and printer technology have made it possible to print checks in nearly any standard printer brand and model. Large freestanding office printers and home office printer-scanner-copiers alike can be customized to print MICR line data. In order to do so, however, printers not primarily designed to print MICR toner need a few accessories. These add-ons include:

Check Printing Software

High Security Blank Check Paper

MICR Fonts (E-13B)

Compatible MICR Toner Cartridges

Check Printing Software

Most standard accounting software programs, such as Quickbooks and Lacerte, come equipped with check printing software. These bookkeeping software systems are often all the software which is necessary to be able to design, create and print checks. In situations where no other software program is being used, check printing software standalone applications are available specifically for MICR check printing. Check printing must be installed onto the computer from which check printing is being performed.

High Security Blank Check Paper

In order to be considered valid and processable by bank machines, checks must be printed on specialized blank check paper. Check paper backgrounds must contain certain security features, specifically endorsement by the American Banker's Association (ABA), the same organization which wrote the standards on MICR printing. Other check paper security features may include watermarks, fluorescent fibers, copier void feature and rainbow prismatic features. Most office supply stores and online vendors sell blank check paper for check printing.

MICR Fonts

The E-13B MICR Font system, which is the standard MICR font system used by US banks and worldwide, is a hardware add-on which must be installed in order for printers to print MICR check lines. This font package, which is standard, is sold by a number of specialized office supply stores and font/printer accessory online vendors.

MICR Toner Cartridges

MICR toner cartridges are made by both printer manufacturers and third-party, or aftermarket, ink toner manufacturers. LaserJet MICR cartridges can be bought for most common printer models, but they must be compatible with the specific printer model in order to accurately print MICR data. Quality standards vary widely between cartridge manufacturers, so it's a good idea to research more about a MICR toner manufacturer to read their quality standards and testimonials before purchasing from them.

MICR cartridges may be installed in the same way standard ink toner cartridges are installed. Because MICR toner is generally more expensive than standard toner, and because MICR fonts require special installation, printers equipped to print MICR checks are used only for MICR printing.

Dan DeKorne is the owner of MICR Toner USA, a supplier of US-made refurbished, OEM quality MICR toner cartridges. Mr. DeKorne and his team help businesses and individuals equip their standard printers with fully compatible MICR toner cartridges, including HP MICR toner, Brother MICR toner and many other printer brands. Visit www.micrtonerusa.com to learn more.